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Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>dideldum</span></a></span> <span class="h-card" translate="no"><a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>leachimus</span></a></span> +9001%</p><p>Der <a href="https://infosec.space/tags/Euro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Euro</span></a> hat signifikante Vorteile für <em>alle</em> aber besonders <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Deutschland</span></a> gehabt, weil anders als <a href="https://infosec.space/tags/DMark" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>DMark</span></a> keine <a href="https://infosec.space/tags/Umtausch" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Umtausch</span></a>-Industrie in der <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> und durch Harmonisierung deutsche Produkte billiger wurden, was bei der deutschen Exportwirtschaft vorteilhaft ist.</p><ul><li>Und natürlich ist es bequemer und flexibler wenn zwischen Portugal und Zypern sowie Malta und Finnland dieselbe Währung genutzt wird...</li></ul><p><a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wero</span></a> muss sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>global</span></a> behaupten können, sonst wird es bestenfalls ne nationale oder regionale Option sein wie <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WeChatPay</span></a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliPay</span></a>, <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UnionPay</span></a>, <a href="https://infosec.space/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>JCB</span></a> &amp; <a href="https://infosec.space/tags/Mir" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Mir</span></a>, und damit kein <a href="https://infosec.space/tags/Wettbewerber" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Wettbewerber</span></a> zu <a href="https://infosec.space/tags/AMEX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AMEX</span></a>, <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VISA</span></a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MasterCard</span></a> &amp; <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a>.</p><ul><li>Allein auf den <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a>-Raum sich zu beschränken macht es zur Totgeburt und nutzlos außerhalb von EU &amp; <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EFTA</span></a>...</li></ul><p><a href="https://infosec.space/tags/wirecard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wirecard</span></a> war zwar nen <a href="https://infosec.space/tags/Betrug" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Betrug</span></a>, aber die boten sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>global</span></a> an, und solange <a href="https://infosec.space/tags/B2B" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>B2B</span></a> nicht Muster mit wero auf <a href="https://infosec.space/tags/Alibaba" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Alibaba</span></a> / <a href="https://infosec.space/tags/AliExpress" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliExpress</span></a> kaufen können und <a href="https://infosec.space/tags/Kleinanzeigen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Kleinanzeigen</span></a>.de &amp; <a href="https://infosec.space/tags/eBay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>eBay</span></a> nicht wero in <em>"Sicher Bezahlen"</em> unterstützt wird's sich nicht durchsetzen können.</p><ul><li><a href="https://infosec.space/tags/Wildwuchs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Wildwuchs</span></a> funktioniert nicht, sonst hätte <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Deutschland</span></a> nicht die <a href="https://infosec.space/tags/Lades%C3%A4ulenverordnung" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Ladesäulenverordnung</span></a> erlassen müssen und <a href="https://infosec.space/tags/CCS2" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>CCS2</span></a> als gesetzlichen Standard &gt; 3,7kW/h festlegen müssen!</li></ul><p>(Okay, das war zwar <span class="h-card" translate="no"><a href="https://ec.social-network.europa.eu/@EUCommission" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>EUCommission</span></a></span> aber das Prinzip ist gleich...)</p><p><a href="https://infosec.space/tags/Zahlungsmittel" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Zahlungsmittel</span></a> sind <a href="https://infosec.space/tags/Infrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Infrastruktur</span></a>, sogar <a href="https://infosec.space/tags/KritischeInfrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>KritischeInfrastruktur</span></a> und <span class="h-card" translate="no"><a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>BaFin</span></a></span> täte gut daran offene, dezentrale Standards und Lösungen zu fördern und fordern. Gern auch in Zusammenarbeit mit @bundesbank@social.bund.de &amp; <span class="h-card" translate="no"><a href="https://respublicae.eu/@ecb" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>ecb</span></a></span> ...</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://social.tchncs.de/@kuketzblog" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>kuketzblog</span></a></span> das größte Problem si d <a href="https://infosec.space/tags/Zahlungsdienstleister" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Zahlungsdienstleister</span></a>.</p><ul><li>Wer mit mit <em>"<a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wero</span></a> statt <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a>!"</em> kommt, kauft offensichtlich nirgendwo online ein und außerhalb der <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> ist dies genauso wie <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> keine Option, sondern allenfalls lokale Nische alla <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliPay</span></a> / <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WeChatPay</span></a> und nicht global verfügbar.</li></ul><p>Merke: rein regionale oder gar nationale Lösungen sind keine Alternative zum <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VISA</span></a> / <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MasterCard</span></a> / PayPal - <a href="https://infosec.space/tags/Tripol" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Tripol</span></a> und sowohl <a href="https://infosec.space/tags/Stripe" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Stripe</span></a> als auch <a href="https://infosec.space/tags/Klarna" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Klarna</span></a> sind nicht wirklich konkirrenzfähig.</p><ul><li><a href="https://infosec.space/tags/WasFehlt" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WasFehlt</span></a> ist eine genormte, globale <a href="https://infosec.space/tags/Payment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Payment</span></a>-<a href="https://infosec.space/tags/API" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>API</span></a> aber dazu wird es wegen <a href="https://infosec.space/tags/Gier" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Gier</span></a>, <a href="https://infosec.space/tags/KYC" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>KYC</span></a> &amp; <a href="https://infosec.space/tags/AML" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AML</span></a> nie kommen…</li></ul><p>Eher werden wir <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> als <a href="https://infosec.space/tags/Zahlungsmittel" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Zahlungsmittel</span></a> beim Durchbruch in den globalen Mainstream sehen!</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://troet.cafe/@kalivene" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>kalivene</span></a></span> ganz einfach: <a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wero</span></a> ist für'n Arsch weil <a href="https://infosec.space/tags/unbequemer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>unbequemer</span></a>, weniger flexibel, schlechter verbreitet und wohl auch nicht billiger für Händler oder Kunden...</p><ul><li>Das <a href="https://infosec.space/tags/Tripol" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Tripol</span></a> aus <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VISA</span></a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MasterCard</span></a> &amp; <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a> ist kein Naturgesetz sondern ein <a href="https://infosec.space/tags/Versagen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Versagen</span></a> des <a href="https://infosec.space/tags/Wettbewerbs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Wettbewerbs</span></a> <em>und</em> der <a href="https://infosec.space/tags/Regulierungsbeh%C3%B6rden" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Regulierungsbehörden</span></a>!</li></ul><p>Eher werden wir <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> als Mainstream-<a href="https://infosec.space/tags/Zahlungsmethode" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Zahlungsmethode</span></a> sehen als eine rein auf die <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> beschränkte Konkurrenz.</p><ul><li>Die Leute hinter wero haben <em>EXAKT NULL</em> aus <a href="https://infosec.space/tags/GeldKarte" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>GeldKarte</span></a>, <a href="https://infosec.space/tags/eurocash" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>eurocash</span></a>, <a href="https://infosec.space/tags/eurocheque" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>eurocheque</span></a> und Co. gelernt.</li></ul><p>Merke: Wenn's nicht <em>global verfügbar</em> ist wird's allenfalls ne lokale Nische erfüllen.</p><ul><li>Und für <a href="https://infosec.space/tags/Verbraucher" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Verbraucher</span></a>*innen ist wero mangels <a href="https://infosec.space/tags/Akzeptanz" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Akzeptanz</span></a> weniger nützlich als <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WeChatPay</span></a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliPay</span></a> &amp; <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UnionPay</span></a> in <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Deutschland</span></a>!</li></ul><p>Allein vom <a href="https://infosec.space/tags/Onboarding" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Onboarding</span></a> und der <a href="https://infosec.space/tags/UX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UX</span></a> ist wero komplett durchgefallen im Vergleich zu <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a> &amp; <a href="https://infosec.space/tags/Klarna" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Klarna</span></a>!</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://troet.cafe/@energisch_" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>energisch_</span></a></span> <span class="h-card" translate="no"><a href="https://berlin.social/@mina" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>mina</span></a></span> <span class="h-card" translate="no"><a href="https://mstdn.social/@Nickiquote" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>Nickiquote</span></a></span> nah, I think restricting <a href="https://infosec.space/tags/cash" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>cash</span></a> is inherently facist, as there are already existing mechanisms re: <a href="https://infosec.space/tags/AML" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AML</span></a> that make it redundant.</p><ul><li>As long as <a href="https://infosec.space/tags/cashless" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>cashless</span></a> payments ain't as fast, cheap and convenient as cash they'll always be a secondary option.</li></ul><p>Not to mention all the <a href="https://infosec.space/tags/discrimination" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>discrimination</span></a> based off (not having) <a href="https://infosec.space/tags/access" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>access</span></a> to <a href="https://infosec.space/tags/PaymentProviders" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PaymentProviders</span></a> and <a href="https://infosec.space/tags/PaymentMethods" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PaymentMethods</span></a>.</p><ul><li>We can already see this with existing giants like <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VISA</span></a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MasterCard</span></a>, <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a>, <a href="https://infosec.space/tags/Venmo" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Venmo</span></a>, <a href="https://infosec.space/tags/CashApp" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>CashApp</span></a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliPay</span></a>, <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WeChatPay</span></a> and <a href="https://infosec.space/tags/SOFORT" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SOFORT</span></a> / <a href="https://infosec.space/tags/Klarna" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Klarna</span></a>...<br></li></ul><p>There's a reason why <a href="https://infosec.space/tags/SMSpayment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SMSpayment</span></a> and <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> are the only ones globally rising as they are fast, convenient and universal, but even they don't replace cash in it's universality.</p><ul><li>Plus having cash on hand is a good thing for <a href="https://infosec.space/tags/negotiations" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>negotiations</span></a> espechally on <a href="https://infosec.space/tags/UsedGoods" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UsedGoods</span></a> like <a href="https://infosec.space/tags/cars" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>cars</span></a> and <a href="https://infosec.space/tags/coimputers" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>coimputers</span></a>...</li></ul>